Since it was founded until now, their safe has reached Rp.7.606.525.710. To activate the circulation, the coordinators of KSP develop the business to tourism sectors by making swimming pool. KSP also prepares the permanent housing to be the office to ease the works of the institution.
In the Laws No. 19 / 2013 about the smallholders’ protection and empowerment, it is clearly regulated that the banks should give easiness of procedures to the farmers (smallholders) (to get fund). But the facts, many get the difficulties to get the fund though within small interests, through KUR (Kredit Usaha Rakyat). To be honest, the farmers (smallholders) want the fastest way (proposing and getting the fund is in the same day).
Based on the issue, KSP Karya Mandiri did breakthrough by giving easiness to the farmers to get the loan without complicated bureaucracy. Many plasma smallholders from the transmigration villages within bad infrastructure become the members. Their reason is that the service is fast and effective. They also get SHU (Sisa Hasil Usaha) in the end of year about 9% per member from their safe. In every single month KSP Karya Mandiri accepts the new members who are always smallholders in average. In 2019 there were 46 new members.
Also Read : Promoting Sustainable Palm Oil for Local Development
KSP Karya Mandiri has the mainstay products to the members within the productive loan, such as;
- The loan is about to increase the palm oil production, such as, buying fertilizers, herbicide, improving the agricultural infrastructure, such as, path, and others.
- The loan is to construct house of renovate house.
- The loan is to the small scale – business capital for the smallholders.
- The loan is to do replanting program.
- The education of the children, starting from kindergarten to university (there have been 30 smallholders’ children going to school). Maximally, the loan is rp 50 billion and minimally Rp 5 million. The members of KSP have been 532 smallholders. (T2)
